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Regional One Credit Union
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BSB: 803 021   |   Phone: (03) 5443 0000
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Home Loans

RegionalOne Credit Union offers four home loan options for you to choose from.

Variable Rate

Variable Rate Home Loan

This loan offers you a great ongoing variable interest rate, no monthly account keeping fees and the flexibility to make extra repayments without penalty so you can manage your mortgage as you choose.

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Fixed Rate

Fixed Rate Home Loan

If you want the certainty of a fixed repayment amount, we can offer you a range of fixed interest home loans. We offer fixed interest terms for up to 5 years.

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Interest Only

Interest Only

This loan minimises your repayments over a period up to 5 years, by making repayments just covering the interest charged to your loan. It may be beneficial to take this type of loan when constructing your home, or as a bridging loan while trying to sell your property.

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Line of Credit

Line of Credit

A line of credit facility is attached to your transaction account and is designed to help you over those peak periods when unexpected bills arrive. You can draw as much or as little as you want up to your pre-approved limit.

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More Information


Learn more about the benefits of our home loans
Need answers? Check out our FAQs
Find out more about our Loan Repayment Insurance
Read our guide to buying a home

Apply

Apply for a Home Loan.

Questions?

If you have any questions, please contact us.

 

 

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Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our terms and conditions before acquiring the product. Read our disclaimer for more information.
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