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Regional One Credit Union
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Home Insurance

Young and old, renters or homeowners, we all have our valued possessions, along with many more we take for granted. There are a surprising number we would need to replace, should the worst happen, from kitchen appliances to the kitchen sink and house itself, it all adds up.

And what of those essentials of daily life we take out and about – music players, mobile phones, digital cameras and sunglasses?  Small, portable, easy to lose, and appealing to thieves.  Costly to replace and frustrating to do without.

Through our arrangement with QBE Insurance, you can cover any  of these scenarios, depending on your own lifestyle and assets and only pay for what you need:

  • Home Building
  • Home Content
  • Valuables

Our policies give you peace of mind that if through specific events, your property is damaged, destroyed, lost or stolen it can be repaired or replaced.

A selection of cover benefits:

Benefit Cover
Building
Burning out of electrical motors (fusion)

Yes

Accommodation Costs* Yes
Legal Liability $30 Million
Essential temporary repairs Yes
Accidental Damage Option Yes
Contents
New for old replacement on most items Yes
Accidental Glass Breakage Yes
Legal Liability $30 Million Worldwide
Spoiled food from power failure Yes
Loss of credit cards Yes
Cost of replacing locks if your house keys are stolen Yes
Domestic workers compensation# Yes
Accidental damage option Yes


Additional ways to save

With RegionalOne there are various ways to enjoy substantial discounts on your premium.

Insure both your building and contents
Secure your property.  The more secure your property, the less you pay
No claims bonus.  If you don't claim for 3 years, we will reward you with a discount of up to 30%
Opt for a higher excess.  The higher the excess, the lower the premium you'll pay
Over 50?  If you're over 50, your premium will be reduced


Download the product disclosure statement

Combined Home Building, Contents and Valuables


More Information

To obtain more information or a quote please contact us.

Note: these documents are provided in .pdf format and require version, 4.0 (or later) of Adobe Reader. You can download Adobe Reader by clicking on the "Get Adobe Reader" button below.

Insurance issued by QBE Insurance (Australia) Limited ABN 78 003 191 035  AFSL 239545. Terms, conditions and acceptance criteria apply.  Cover limits apply as set out in the policy wording.

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Shared Services Brighton Consulting ©  RegionalOne Credit Union Limited  |   ABN 25 087 651 625   |   AFSL 239177   |   BSB 803 021

Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our terms and conditions before acquiring the product. Read our disclaimer for more information.
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